1. Legal Information

This website is operated by the business EV-Adworks, officially registered in France under the status of micro-entrepreneur. The legal details of the seller are as follows:

• Business Name: EV-Adworks
• Legal Status: Sole proprietorship (micro-entrepreneur under French law)
• SIRET Number: 937 801 199 00012
• Registered Address: By request
• Publication Director: Esteban V.
• Contact Email: support@maditspirit.com
• Hosting Provider: O2Switch – 222 Boulevard Gustave Flaubert, 63000 Clermont-Ferrand, France
• Sales Territories: European Union, United Kingdom, United States, Canada, Switzerland, and other selected countries from France
• Contract Language: These Terms and Conditions are written in English and shall govern all contractual relationships.

2. Products and Services Offered

MaditSpirit operates in the fields of biohacking, wellness, and personal development, offering the following types of products and services:

2.1 Digital Products (Infoproducts)

• MaditSpirit sells pre-recorded video trainings, eBooks, mini-courses, and downloadable materials through secure customer dashboards.
• Upon successful payment, digital products become instantly accessible via a personal user account or download link.
• Access is strictly personal and non-transferable. Unauthorized redistribution, sharing, or resale is prohibited.
• In compliance with Article L221-28 of the French Consumer Code, no refund is granted once the product has been accessed or downloaded.

2.2 Coaching Services

• MaditSpirit provides remote 1-on-1 coaching sessions, conducted via a private online interface tailored to each client.
• Coaching is informational only and focuses on lifestyle, performance, and well-being. It does not include medical, psychological, or nutritional advice.
• Clients are fully responsible for how they apply the information provided.
• MaditSpirit reserves the right to refuse or cancel sessions in case of non-compliance with legal or ethical limits.

2.3 Premium Newsletter

• MaditSpirit operates a paid premium newsletter via Beehiiv, offering exclusive content, tips, and curated product suggestions.
• Subscriptions are billed automatically and can be canceled at any time.
• Newsletter content may include affiliate recommendations, wellness insights, and general advice, but never substitutes professional guidance.

2.4 Affiliate Program

• MaditSpirit both promotes affiliate products (third-party recommendations) and offers an affiliate program where partners can promote MaditSpirit’s own digital products.
• Third-party offers are always clearly disclosed.
• MaditSpirit is not responsible for after-sale support or guarantees related to third-party affiliate products.

AI-Generated Suggestions (Non-Binding)

From time to time, the on-site AI assistant (“MaditSpirit AI”) may suggest products, bundles, or upgrades. Such suggestions are informational only and do not constitute a contractual offer, quote, or guarantee. Only the cart/checkout page (including the final price and applicable terms displayed there) forms a binding offer when you place your order.

3. 🧾 Order Process, Payment & Billing

3.1 Order Procedure

All purchases made through maditspirit.com follow this process:

1. The customer selects one or more products or services (training, ebook, coaching, etc.)
2. The customer reviews and validates the cart, accepts the Terms and Conditions, and proceeds to payment.
3. Payment is completed via a secure checkout system integrated directly on the website.
4. A confirmation email is automatically sent once payment is approved.

• For digital products (e.g., ebooks, mini-courses, trainings), access is provided immediately via the customer dashboard or downloadable link.
• For coaching services, a private interface is created for each client, and communication is handled directly by email.
• For newsletter subscriptions, access is managed through the external platform Beehiiv.

3.1.1 Price & Offer Confirmation

• Checkout governs. Product availability, pricing, promotions, and taxes are confirmed exclusively at checkout.

• No AI-based pricing. The website does not apply personalized or dynamic pricing set by the AI assistant. Any AI message regarding prices is non-binding; the checkout page prevails.

• Post-purchase upsells. Any upsell or downsell presented after an order is a separate contract and requires your explicit acceptance (e.g., click-to-confirm).

3.2 Accepted Payment Methods

Payments are securely processed via Mollie, which supports the following methods (availability may vary by country):

• 💳 Credit/debit cards (Visa, MasterCard, American Express)
• 🅿️ PayPal
• 📱 Apple Pay (for iOS and Safari users)
• 🤖 Google Pay (for Android and Chrome users)
• 🏦 SEPA or local bank transfers
• 🌍 Country-specific payment systems: Bancontact, iDEAL, Klarna, Sofort, Giropay, etc.

All transactions are encrypted and comply with PCI-DSS standards. No payment details are stored by MaditSpirit.

3.3 Currency & Pricing

• All prices are listed in Euros (€).
• Prices are displayed TTC (all taxes included).
• MaditSpirit is currently exempt from VAT collection under Article 293 B of the French General Tax Code.

VAT not applicable, article 293 B of the French Tax Code.

Prices and promotions are subject to change at any time, without prior notice.

This VAT exemption applies only as long as MaditSpirit remains under the French micro-entrepreneur regime.

Should the business exceed VAT thresholds or change status, this will be reflected in future invoices.

3.3.1 Currency & Pricing

• All prices are listed in Euros (€).

• Prices are displayed TTC (all taxes included).

• MaditSpirit is currently exempt from VAT collection under Article 293 B of the French General Tax Code.

• VAT not applicable, article 293 B of the French Tax Code.

• Prices and promotions are subject to change at any time, without prior notice.

Multi-Currency and Exchange Rate Policy
For the convenience of our international customers, MaditSpirit displays and accepts payments in multiple currencies (e.g., EUR €, USD $, GBP £, etc.).

• Base currency: The euro (€) remains the accounting currency of the company.

• Prices shown in other currencies are calculated using the applicable exchange rate on the date of the order or a fixed rate set by MaditSpirit for that period.

• All invoices clearly indicate both the amount paid in the customer’s chosen currency and the equivalent in euros (€), along with the exchange rate applied.

• Payments are processed in the currency displayed at checkout. We do not charge additional conversion fees; however, any international banking or card processing fees remain the responsibility of the customer.

• In the event of a refund, the amount will be returned in the same currency used for the original payment. Due to exchange rate fluctuations, the euro amount ultimately received by the customer or vendor may differ from the initially converted amount.

3.4 Billing & Invoices

Invoices are not sent automatically. Customers may request a digital invoice at any time by emailing:

📧 support@maditspirit.com

To process the request efficiently, please include:

• Your order number
• The name or email address used during the purchase
• The product or service ordered

PDF invoices will be provided within 5 business days.

If you need the invoice to include a business name or a VAT number, this must be specified in your initial request.

4. Delivery & Access to Products

EV-Adworks (operating under the brand “MaditSpirit”) provides digital products. The terms of delivery and access vary based on the type of item purchased and are outlined below.

4.1 Digital Products (Courses, Mini-Programs, Ebooks)

4.1.1 Immediate Access

• Digital products are made available immediately after payment via:
  • Direct download for ebooks and PDF resources
  • Customer dashboard access for video trainings and hybrid content
  • Email confirmation containing access instructions and secure links

4.1.2 Access Rights

• Purchase grants the customer a non-transferable, individual license to view or download the content for personal use only.
• Any sharing, redistribution, resale, or unauthorized use of the content is strictly prohibited and may lead to account suspension or legal action.

4.1.3 No Automatic Invoicing

• Invoices are available upon request. Customers must email: official@maditspirit.com and provide:
  • Full name
  • Order number
  • Product purchased
  • Date of transaction

4.1.4 Refund and Access Policy

• In accordance with Article L221-28 of the French Consumer Code, digital content is non-refundable once access has begun, which includes:
  • Streaming or downloading any part of the content
  • Logging into a user dashboard or course area

However, at our discretion, MaditSpirit may issue a refund for:

• Courses: If less than 15% of the training has been consumed (based on platform tracking)
• Technical issues not resolved within 7 days of report
• Coaching services: if specified guarantees are unmet (see dedicated sales page)

No refunds are granted for:

• Ebooks or PDFs once downloaded
• Partially consumed video courses (beyond 15%)
• Services already delivered or initiated (coaching, custom programs)

4.1.5 Coaching & Personalized Services

• Coaching sessions are held remotely and access is granted via a private interface (outside of this website) within a few days of purchase.
• Coaching may include individual sessions, personalized feedback, or voice/video calls as outlined in the product description.
• Specific cancellation or refund policies are detailed on each coaching page and must be accepted prior to purchase.

4.1.6 Client Responsibility

• It is the buyer’s responsibility to ensure they have the technical means (internet access, browser, device) to access the digital content.
• No refunds will be provided due to customer-side technical difficulties unless the product is proven inaccessible on all devices/browsers.

4.1.7 Courses Refund

All our digital courses  are considered non-tangible digital content delivered immediately upon purchase. In accordance with Article L221-28 of the French Consumer Code, once access to the course is granted, the legal right of withdrawal no longer applies.

By placing an order, the customer expressly agrees to immediate access to the digital content and confirms that they waive their 14-day right of withdrawal. This waiver is mandatory and validated by a required checkbox during the checkout process.

However, as a commercial gesture, we offer a limited refund policy under strict conditions: a refund may be of purchase only if less than 15% of the course content has been completed. Course progress is tracked automatically by our learning system (Tutor LMS), and only lessons marked as “completed” by the student are counted.

If more than 15% of the course is marked as completed, no refund will be granted, regardless of the time spent or number of lessons opened.

To ensure compliance with this condition, our team reserves the right to manually verify the student’s course progression using secure administrative tools. By accepting these terms, the customer acknowledges that the administrator may temporarily access their account to check progress. No personal or sensitive data will be accessed or altered. This access is strictly limited to progression data.

To request a refund, the customer must send an email to support@maditspirit.com or simply in our Contact page . The email must include the full name, email used at checkout, and the name of the course. Our support team will verify the eligibility and provide a response within 3 working days. If eligible, the refund will be processed via the original payment method within 7 to 10 business days.

Any attempt to bypass or manipulate the course progress system (for example, by unchecking completed lessons after full access) will result in an automatic rejection of the refund request. We also reserve the right to deny a refund in cases of suspected abuse.

By completing a purchase on our website, the customer fully accepts this refund policy and the conditions attached to it.

5. Withdrawal & Refund Policy

Our Commitment to Your Satisfaction
At MaditSpirit, we want you to be completely satisfied with your purchase. While some products have specific legal refund rules, we always strive to find a solution if something doesn’t meet your expectations. Please read the details below to understand the conditions that apply to your order.

5.1 Digital Content (Ebooks, Minicourses, Downloadables)

In accordance with Article L221-28 of the French Consumer Code, digital content such as ebooks, guides, and PDF materials is non-refundable once downloaded or accessed.

By confirming the purchase, the customer waives their right of withdrawal for downloadable products.
Access logs, download confirmations, or viewing history will be considered proof of delivery.

However, we take customer satisfaction very seriously. If you are completely dissatisfied with the product, you can request a full refund under certain conditions (see section 5.12).

5.2 Online Courses (Video Trainings)

• Premium Video Training Programs (priced at €149 or more) may be refunded only if less than 15% of the content has been consumed, as tracked by our LMS (Learning Management System).

• All other online courses, including Expert Kit, Ebook, masterclasses, or low-priced trainings, are classified as digital products and are non-refundable once accessed or downloaded (see section 5.2).

Beyond this threshold, the purchase is considered final and non-refundable.

Refund requests must be sent to our contact page  within 7 calendar days of purchase. All requests will be reviewed manually, and a decision will be provided within 3 business days.

5.3 Coaching Services (1-on-1 Remote Coaching)

• A 7-day money-back guarantee applies from the date of purchase, regardless of whether a session has started.

• After this period, a “satisfied or refunded” policy may apply under conditions specified on the product’s dedicated page.

• Coaching sessions may be rescheduled at no cost if the client notifies us at least 24 hours in advance.

• No refunds are granted once a session has taken place, unless otherwise specified.

• If you don’t see any results at the end of the coaching program (after properly applying everything we say with proof), you will receive a 100% refund, but we may refuse if we believe it is an abuse.

5.4 Refund Request Procedure

To request a refund, the customer must:

1. Contact us at support@maditspirit.com

2. Include:

   • Order number

   • Email address used for the purchase

   • Product concerned

   • Reason for the request

3. Provide required proof (tracking details for returns, screenshots/logs for digital usage)

We respond to all refund inquiries within 3 business days and process accepted refunds within 15 business days.

5.5 Currency of Refunds

All refunds are processed in the same currency used for the original payment. The amount refunded will match the original payment in that currency, regardless of exchange rate fluctuations.

For accounting purposes, the equivalent value in euros (€) may differ from the initial conversion shown on the invoice due to changes in the exchange rate. Such differences are outside the control of MaditSpirit and will not be subject to additional compensation.

5.6 Abuse Prevention & Anti-Chargeback Policy

• Customers showing repeated refund behavior (e.g. multiple refund requests within short periods) may be blacklisted from future purchases.

• MaditSpirit reserves the right to refuse a refund in case of policy abuse, misuse of content, or breach of terms.

• Initiating a chargeback without first contacting us to resolve the issue will be considered a breach of these terms, and we will dispute such chargebacks with the relevant evidence.

5.7 Product-Specific Terms

Some products or services may include custom refund conditions, displayed directly on their sales pages. These override general policies when explicitly stated.

5.8 Acceptance of the Refund Policy

By completing a purchase on MaditSpirit.com, the customer confirms that they have read, understood, and accepted this Refund Policy, including all exceptions and limitations.

5.9 Special Clause for US Customers

For customers located in the United States, this Refund Policy applies in full. By purchasing, you acknowledge that you have read and accepted these terms before completing your order.

5.10 Goodwill Refund (“Satisfaction Guarantee”)

In exceptional cases, MaditSpirit may grant a goodwill refund outside of the standard refund policy, provided the following conditions are met:

• The request is made within 7 calendar days from the date of purchase.

• The customer has not previously benefited from a goodwill refund for the same type of product.

• The customer provides a clear explanation of the reason for dissatisfaction and, if applicable, proof of usage (e.g., screenshots, progress reports).

• The offer is limited per person and according to demand, regardless of the number of purchases.

MaditSpirit reserves the right to refuse any goodwill refund in case of abuse, repeated requests, policy misuse, or if the product has been substantially consumed.

This clause is a commercial courtesy and does not constitute a legal obligation.

6. Legal Disclaimers

6.1 Informational Nature of Content

All content provided by MaditSpirit, including digital courses, ebooks, newsletters, coaching sessions, and blog articles, is intended strictly for educational and informational purposes. This content does not replace the advice, diagnosis, or treatment of a qualified medical professional. The information is not medical advice and should not be used as a substitute for consultation with a healthcare provider.

MaditSpirit makes no guarantee of specific results, as outcomes depend on individual circumstances and implementation. Users remain entirely responsible for the decisions they make based on any content or guidance provided.

By purchasing or consuming any of our content, the customer acknowledges that they do so under their own responsibility and agree to consult a qualified professional for any health-related matter.

6.2 Coaching Services

Coaching sessions offered by MaditSpirit are conducted remotely and are intended to provide personal guidance and support. These services do not constitute medical advice, therapy, or psychological counseling. No diagnosis or treatment is provided or implied.

The client acknowledges that coaching is not a substitute for licensed medical or psychological care, and that any decision made following a coaching session is their full and exclusive responsibility. The coach holds no liability for the client’s actions or results following any session.

6.3 Affiliate Promotions and External Products

MaditSpirit may promote third-party products and services through affiliate partnerships. When a customer clicks on an affiliate link and makes a purchase, the sale is made directly with the third-party company. MaditSpirit does not manage the order, delivery, customer service, or refund process for those external products.

While MaditSpirit aims to only promote trusted partners, it is not liable for the quality, accuracy, or performance of third-party services or products. All affiliate links are disclosed in accordance with applicable law.

7. Data Protection & GDPR Compliance

MaditSpirit is fully committed to complying with the European Union’s General Data Protection Regulation (GDPR – EU Regulation 2016/679) and applicable French data protection laws.

This privacy section explains how we collect, process, and protect your personal data, and informs you of your rights as a user or customer.

7.1 Types of Data Collected

We only collect the necessary data required to operate our site, deliver services, and fulfill our contractual obligations. This includes:

• Full name
• Email address
• Billing address and shipping address
• Purchase history
• Products accessed (for digital content)
• Device and browsing data (via analytics cookies)

Payment data (card numbers, IBAN, etc.) is never collected or stored by us. All transactions are securely processed by our payment partner Mollie, who is fully PCI-DSS compliant.

7.2 Purpose of Data Collection

We process your data strictly for the following purposes:

• Order fulfillment (digital products)
• Account creation and access to purchased content
• Customer support 
• Legal obligations (invoicing, refunds, tax compliance)
• Marketing and newsletter delivery (only with your consent)
• Website analytics and performance optimization
• Security, fraud detection, and misuse prevention

7.3 Legal Basis for Processing

All data is collected and processed based on:

• Your explicit consent (for newsletter, tracking cookies, and promotional messages)
• The execution of a contract (to deliver your order or service)
• Our legal obligations (e.g., tax laws, refund policies)
• Our legitimate interest in improving user experience and site performance (e.g., analytics)

7.4 Cookie Use and Tracking Tools

This site uses cookies and tracking tools to optimize performance and understand user behavior. Tools in use include:

• Google Analytics
• Meta (Facebook) Pixel
• Cookie banner and consent management via Complianz

No non-essential cookies are activated without your prior consent, in accordance with EU regulations. You may modify or withdraw your consent at any time via the cookie settings available on our website.

This website uses cookies in accordance with your selected preferences.

All non-essential cookies (analytics, marketing) are disabled by default and only activated upon explicit consent via our Complianz cookie banner.

You may withdraw or modify your consent at any time through the cookie settings available on our website.

7.5 Email Marketing & Newsletter (Beehiiv)

Newsletter subscriptions are managed through Beehiiv, which uses a secure double opt-in process to verify consent.

We may occasionally send promotional emails related to our products or services, but only to subscribers who have opted in.

You may unsubscribe at any time by using the link provided in each email or by contacting us directly.

7.6 Data Retention Period

We retain user data only for the period strictly necessary for our services and in accordance with legal requirements:

• Customer account & purchase data: up to 3 years after last activity
• Newsletter subscription: until unsubscription
• Invoice and tax-related data: 10 years (legal obligation in France)
• Cookie consent records: 6 months (as per CNIL guidelines)

7.7 Your Rights

In accordance with GDPR, you have the following rights:

• Right to access your data
• Right to correct or update your data
• Right to request deletion (in applicable cases)
• Right to object to processing for marketing purposes
• Right to data portability (for certain services)
• Right to withdraw consent at any time (for email marketing or cookies)

To exercise any of these rights, simply contact us at:

📧 support@maditspirit.com

We aim to respond to all requests within 3 business days, and at the latest within 30 days.

7.8 Data Security

We implement industry-standard security measures including:

• SSL encryption (HTTPS)
• Secure account access
• Frequent software and plugin updates
• Protection against unauthorized access and data breaches

We also monitor all traffic and transactions to detect unusual behavior or potential misuse.

7.9 Data Sharing and Subprocessors

We do not sell or rent your personal data.

Your data may be shared only with trusted service providers (acting as data processors) and strictly limited to their role in fulfilling your order or delivering the service. These include:

• Mollie (payment processor)
• Beehiiv (newsletter platform)
• Hosting provider (O2S)
• Email servers and analytics platforms (Google, Meta)

All our processors comply with GDPR and implement strong data protection safeguards.

7.10 Sensitive Data

We do not collect or process any sensitive personal data, such as:

• Health-related information
• Religious or political views
• Sexual orientation or identity
• Biometric or genetic data

As a non-medical platform, we never ask for health conditions or diagnostic data. Any coaching or digital advice is provided for educational purposes only and not linked to personal medical information.

8. Dispute Resolution & Applicable Law

In the event of a dispute, the customer agrees to first attempt an amicable resolution by contacting MaditSpirit’s customer service directly at support@maditspirit.com. Our team is committed to handling all requests within a maximum of 3 business days.

If no resolution is found within 15 calendar days from the first contact, the customer retains the right to seek further action under the applicable laws defined below.

All contracts and transactions carried out through this website are governed exclusively by French law, regardless of the customer’s country of residence or the language used on the website.

Any dispute that cannot be resolved amicably shall be submitted to the competent courts of France, under the jurisdiction provided by French consumer protection law.

Customers residing within the European Union may also be entitled to invoke their local consumer laws, but French jurisdiction shall remain the primary applicable legal framework unless otherwise mandated by international consumer regulations.

MaditSpirit does not currently use an external mediation service. However, in line with our ethical values, we will always seek a reasonable and respectful resolution prior to any legal escalation.

Language ClauseIn case of discrepancy between the English and French versions of these Terms, the French version shall prevail as the legally binding document.

In accordance with Article L.612-1 of the French Consumer Code, consumers have the right to seek free and independent mediation in the event of a dispute.

At present, MaditSpirit does not work with a specific mediator. However, if mediation becomes necessary, we commit to directing the customer to an appropriate mediation body upon request.

9. Modifications to These Terms and Conditions

MaditSpirit reserves the right to update, revise, or amend these Terms and Conditions at any time, without prior notice, in order to reflect changes in its services, legal obligations, or internal policies.

9.1 Scope and Application of Changes

All modifications shall apply exclusively to future transactions. The version of the Terms in effect at the time of the order shall govern that specific transaction. Past versions are archived and may be provided to customers upon request for transparency and legal clarity.

9.2 Notification of Substantial Changes

While MaditSpirit may make minor edits or corrections without individual notification, the company commits to informing users by email or via a prominent notice on the website in the event of significant changes affecting customer rights (such as modifications to refund policies, pricing structure, or delivery terms).

9.3 Customer Right to Withdrawal from Ongoing Subscriptions

If a substantial change affects an ongoing subscription, the customer shall have the right to cancel their subscription without penalty by notifying MaditSpirit via email within 15 calendar days following the publication of the revised Terms.

9.4 Version Tracking

The most recent version of the Terms will always be accessible on the website. The “Last Updated” date at the top of this document reflects the effective date of the current version. Prior versions may be archived upon request for review or legal reference.

10. Contact & Customer Support

Customers may contact MaditSpirit for any inquiries, order-related issues, or legal matters via:

• Email: support@maditspirit.com
• Contact Form: Available on our website’s support page

We aim to respond to all messages within three (3) business days, excluding weekends and public holidays. Please note that support is generally unavailable on Saturdays and Sundays, except in exceptional cases.

For all support requests, we kindly ask customers to include, whenever possible:

• The order number or reference
• The email address used during purchase
• A clear explanation of the request or issue

This helps us process your inquiry more efficiently.

We do not issue automatic confirmation messages when support requests are received. However, every request is manually reviewed and answered as promptly as possible by our team.

If you have not received a response within fifteen (15) calendar days, we invite you to follow up by replying to the original message or submitting a new one.

11. Amendments to the Terms and Conditions of Sale

MaditSpirit reserves the right to modify or update these Terms and Conditions of Sale at any time, in order to reflect legal changes, technical updates, or business developments.

11.1 Notification of Changes

Customers will be notified by email in the event of any changes that materially affect their rights or obligations under these Terms. Notification will be sent to the address provided at the time of purchase or account creation.

11.2 Date of Effect

Unless otherwise stated, all modifications take effect immediately upon publication on the website. The updated Terms will apply to all purchases made thereafter, including subscriptions and renewals.

11.3 Continued Acceptance

By placing a new order, continuing to use the services, or accessing the site after changes have been made, the customer acknowledges and accepts the revised Terms in their entirety.

11.4 Archiving of Previous Versions

Previous versions of the Terms and Conditions are archived and can be made available to clients upon request by contacting our team at support@maditspirit.com.

12. Contact & Customer Support

If you have any questions, feedback, or need assistance regarding your purchase or use of MaditSpirit services or products, you may reach out to our support team using the following methods:

12.1 Contact Information

• Official Email: support@maditspirit.com
• Contact Form: Available on the [Contact] page of our website.
• Phone Support: Not currently available. All inquiries must be made in writing for documentation purposes.

For transparency and traceability, we highly recommend using email or the contact form as the official method of communication.

12.2 Response Times

• Our support team typically responds within three (3) business days.
• No support is provided on weekends, except in exceptional or urgent cases (e.g., billing errors or failed access to paid products).

12.3 Priority Support (Premium Clients)

MaditSpirit may provide priority support to selected clients based on their engagement level or spending history. This includes but is not limited to faster response times, personalized coaching access, or early feature releases. Eligibility is determined internally and communicated directly to concerned clients.

12.4 Support Channels & Legal Validity

• Support is managed manually via email; we do not use automated ticketing systems at this time.
• You may also contact us via social media, but please note that only email correspondence is considered legally valid in case of disputes, cancellations, or refund requests.

13. Final Legal Notices

13.1 Entire Agreement

These Terms and Conditions constitute the entire agreement between MaditSpirit and the client. They supersede any prior or concurrent oral or written communications, proposals, and representations concerning the use of our website, products, or services.

13.2 Modifications & Updates

MaditSpirit reserves the right to modify or update these Terms at any time without prior notice, particularly in order to comply with legal changes or to reflect updates to our services.

• Any new version of the Terms will be published directly on our website.
• Changes become effective immediately upon publication and apply to all future transactions.

Clients are encouraged to review the Terms regularly. Continuing to use our services after modifications implies full acceptance of the updated Terms.

13.3 Partial Invalidity

If any provision of these Terms is held to be invalid or unenforceable under applicable law, such provision shall be deemed severed without affecting the validity or enforceability of the remaining provisions.

13.4 Language & Translation

These Terms are originally drafted in English. If translated into another language for convenience, only the English version shall prevail in the event of any inconsistencies or misunderstandings.